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All cards have a card number and CVV, which makes it possible to use the card for online purchases. Delivery is already included in the card price! We ship orders worldwide via courier services  (DHL, FedEx, etc.)
You now pay a license for 120 users. In Q4 you had 120 users. You did not exceed the number of users from Q3, so you are not charged. However, even if you exceeded the number you would not be charged, because in Q4 there are no charges for exceeding the number.
Make up any story you wish on how you got the money, but never admit the truth. CCz , or Credit Card fullz are basically the (phished) data, which you enter into an online site's form, when you want to buy something. You know: Card holder's name, Card number, Expiration Date, and the 'so-secret' CVV code.