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You have that guarantee but we recommend you to take use of your money as fast as you can. This way you would prevent losing the money from Credit Card and you wouldn't keep fake card in your wallet.
XMPP works in a similar manner where your JID (Jabber ID) is formatted as [email protected] . You can choose between thousands of server, but we ' d be happy if you joined our server. If you want to use our server, you ' ll have the register an account.