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Transfer fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, money transfers via social/chat applications or transfers that are set up through the Western Union app and paid for at participating agent locations.
Is it safe? It's almost as safe as getting gift money from unknown source. If you get that money once or twice - nobody would care about this, you'll be happy, nobody would give a fuck.