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We have a very large worldwide database of cardholders, and we always have access to their balance. When ordering, we transfer the chosen amount from the owner's card to yours. Transfer lasts from a few minutes to 3 workdays, all depends on the issuing bank.
Most importantly - you should be suspicious about super-cheap offers - they're 100% FAKE. Technology - that stands behind every part of work Getting access to weakly protected corporative private networks gives us opportunity to distill thousands of cards. One skimmer in a good place transfers info about few hundreds of cards per day.