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We make sure to only sell cards that have 3D-Secure disabled, unlike other vendors which may sell cards with 3D-Secure enabled - that later causes you problem asking for SMS codes to confirm your payment.
We have a sophisticated Botnet behind us, but unlike others, we don't use it to attack companies or to make great damage, but we use it to phish an extreme amount of data. These includes other ordinary (rich) people's data, paypal and credit card info, gift cards, and a whole lot of other things.