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Then that person might go to jail and get fucked in the ass. If they had funds in their account at the time of the bust, those funds will be frozen because they are scammers. You will get your money (BTC) back as long as you can prove you are the one who bought it.
Cloned cards are copied from another person's card, so you need to use them as soon as possible. You can use them online and at ATMs too. Cloned cards have an advantage because they are always higher balance, but you have to use them soon so you don't lose balance because the card dies.