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This is how normal credit card processing works, and it provides the buyer with a level of protection because they can dispute a transaction that went wrong.   CHOOSE BALANCE: All cards are with PIN -codes and full holder info!
These transactions are then documented on an openly available distributed ledger, widely known as a blockchain. This blockchain is a chain of blocks, where each block contains a list of transactions. It is a public ledger that is accessible to anyone and is used to record bitcoin transactions across its network in a verifiable and permanent way.