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Features of Fast Money Transfers: Speed: Funds are typically credited to the recipient’s account within seconds or minutes, almost instantly. 1 24/7 Availability: Unlike traditional banking hours, fast transfers can often be initiated and received any time of day, any day of the week, including weekends and public holidays. 2 Finality: Payments are often irrevocable once sent and confirmed, meaning the recipient has immediate access to the funds.